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financial health
Future Rich B****: Coronavirus Financial Wellness Resources
March 30, 2020
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| Photo by Josh Appel |
I want to start off by saying, wow… this is such an insane and scary time. I don’t think any of us expected 2020 to take a drastic nose-dive only 3 months into the year. But here we are, and here we will survive, grow and thrive. I know we are all anxious as fuck, and that’s ok. BUT at the end of this, I full-heartedly believe that we will all be stronger, more appreciative and more compassionate than ever before. I, just like a billion other people around the globe, am FREAKING THE FUCK OUT about my finances and the job market. But because I’m a Capricorn, it’s impossible for me to not obsessively research and come up with a plan to overcome my problems. So I’ve collected a few resources below to help all of us make more money from the safety of our homes, stay up to date on unemployment insurance for all my fellow furloughed or laid-off friends, and feel a little more in control during this chaotic season.
- Mental Health/ Motivation
- TBH, sometimes I get so upset about the current situation that it’s hard to get out of bed, let alone apply for jobs, so here is a relatable post about finding the motivation to take the next step forward
- Virtual therapy really does work wonders. Better Help and Talk Space are amazing sources! I’ve used Better Help for over ½ a year and loved it. They are offering 2 weeks of free therapy right now because of Covid 19.
- Laid off or furloughed? Here is an article to help calm your nerves. We are going to get through this.
- Make money honey: We all need to either replace our income or increase it to add more into savings/pay off debt. Here are a few remote companies hiring.
- 75 Legit work from home jobs!
- Great sites for finding remote work
- And here are some grocers and delivery services that are hiring! We are gonna get through this and be stronger than ever my friend.
- The Frugal Chef: Saving money by reducing my food budget is my favorite way to save money. Honestly, making a cheese quesadilla with a side of shredded lettuce, greek yogurt (a healthy sour cream dupe) and salsa is delicious and super freaking cheap to make. Add in some black beans for extra energy and fiber and you’re golden. I also like this guide for stretching your grocery budget to the max
- Student Loans are a Bitch so here’s a helpful article about how to deal with them during this Coronavirus and maybe even get a temporary break from them! According to this CNN article, the 6-month student loan suspension IS NOT AUTOMATIC, so you have to contact your provider to defer.
- If you’re in crisis mode, it’s time to adjust your budget
- More details about the stimulus checks
- Handling credit card debt during this crisis? This is a good article to help navigate it.
- Broke millennial created the ultimate hub for this Covid-19 recession!! This is amazing and beyond helpful no matter what your situation is.
- Podcasts and youtube videos to listen to to help calm the f down
- Marie Forleo - lets focus on taking care of our mental health
- Dave Ramsey messages of hope series
- So money with Farnoosh: All Your Covid-19 Questions
- The Financial Diet’s anxiety and Covid 19 Q&A
- Brown Ambition: Episode 208 The World Turned Upside Down
Signing off with these two hilarious memes because laughter is a strong form of medicine
Sunday Reads: Health, Wealth and Love
May 12, 2019
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| Photo by Henry & Co.
Hi Guys,
I hope you had a wonderful week! Here are a few interesting articles I found on the web this week. I hope you grab a cup of tea and enjoy diving into the links below this evening. And if you’re a GOT fan like me, let’s pray we don’t lose any of our favorite characters this episode… but let’s be honest, Game of Thrones has never cared about sparing our emotions lol.
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- Save Our Planet - this was a really informative article about the fabrics our clothes are made out of, how they impact the earth, and what fabrics to shop for instead
- Dating in the City - I loved this article. Being single can be really rough in this day of social media. Most of my friends in NYC are in a relationship, and I’d be lying if I didn’t admit that I get jealous of them from time to time. And dating apps have personally led to a decent amount of disappointments. That” why I found these articles so helpful this week. I’m definitely adopting the mindset of “fuck yes, or no” from now on when it comes to dating.
- Mental Health Talk - This article is for all of my fellow women of color. Mental Health care is typically frowned upon in our communities. I know I was told to just “pray more” while growing up when I asked my parents if I could go to therapy… not the most helpful advice when tackling mental illnesses. Healthy mind = healthy life #blackgirlmagic
- Stay safe online: https://www.nytimes.com/2019/04/10/opinion/privacy-feminism.html
- Pay off those student loans fast!!! These are GREAT articles. I have student loans, and I am determined to be debt free before I turn 30!!!
- Turn that frown upside down: How to turn around a bad day and what to do when things aren't going your way!
- My favorite open, honest and relatable people on Instagram
- Hayet Rida - I've been following her for years and her entertaining, honest and uplifting content - especially her IG Stories have helped me get through a lot! I have an entire powerpoint of screenshots of the advice and quotes she shares.
- A Cup of Charisma - I was watching her IG Stories at my desk at work and started crying. Her stories happened to hit a raw nerve with me that day, but I love that Jillian always shares her highs and lows. Plus, she's a huge advocate for mental wellness, just like Hayet.
- Love this podcast episode about anxiety in the age of social media!!! Make some tea and listen to this! It’s the best 20 minutes you will have all day long
- Friendship is Magic: Maintaining friendships as you get older
- Currently Craving: seashells! I want these earrings; maybe I'll buy them next week.
- Growing Pains- Apparently our 20s are supposed to be hard.
- I loved how raw and honest these posts below were. They touche on so many points that I really relate to. So far my 20s have been freaking hard (losing my dad, graduating college without a job, my brother being diagnosed with an insane disease and constantly being rushed to the hospital, moving to NYC and dealing with mice, bedbugs and evil landlords, money and career struggles, dating all the wrong men, learning to let go of relationships that no longer serve me, adjusting to being single again, battling and getting treated for depression- therapy is the freaking best, having a quarter-life crisis…this list could go on and on lol) but these experiences are making me tough as fuck. I hope these articles I’ve linked resonate as much with you as they did with me. We are all struggling with something and learning how to grow from it.
- Wanderlust: Uh, I have a huge travel bug right now and want to check out these colorful places.
- Live well: Ayurveda health tips.
Weekly Highs and Lows
This week was transformative; that’s the most positive word I could think of. Despite being terrified of a lot of different things (some in my control and some out of my control). This week was not amazing, and I’m ok admitting that. I’m learning to accept that life is ½ negative and ½ positive. I will have hard weeks; we all will. And that’s kind of a blessing because these shitty ass times make us so much stronger. I have a lot of changes to make in my life - and I’m excited about that. I want to take actions that move me closer to my goals, and going back to therapy this week was the first step in doing so. I am so grateful that I am able to afford therapy (right now I’m using Better Help, which is quite budget friendly). I’m grateful to have the guidance of a much wiser person who can help me reflect on the errors of my past. Now, I’m able to apply those lessons and create a happier future for myself. No matter what the future entails, we are all capable of figuring it out. Wishing you a lovely Sunday and Mother’s Day - make sure to do something extra special for your mom and for yourself this evening. Even if it’s just ordering your favorite food and watching something hilarious - after all, laughter is the best medicine and my favorite coping mechanism for growing during hard times.
Thank you so much for reading this. Your love and support mean the world to me.
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